Tag: malpractice

Making you medical facility free from medical malpractice

Medical malpractice is very unfortunate in our nation with such advanced medical facilities. What would be the goodwill of medical facility of USA in the eyes of a foreigner who has come for treatment in US and has become a victim of medical malpractice?

Medical malpractice may result into permanent disability, death, etc. This is the result of wrong diagnosis of a medical condition, injury at the time of operation or delivery and neglecting patient.

When you find that the medical professional who has treated the victim is not an employee of the medical facility where you have been admitted. This type of situation is very complicated. There can be another instance when a patient dies or suffers medical malpractice after being treated in hospital-B after being transferred from hospital-A.

There are several ways a hospital can make itself risk proof against medical malpractice. A hospital can hire a third party organization for assessing the risk to prevent losses. In today’s competitive market customers expect that the hospital will provide hotel like facilities and business like facilities like accounting, marketing, invoicing, etc. This is expected excluding the medical care that a medical facility provides.

There is a good way to acquire the goodwill of the clients by acquiring accreditation from a neutral third part organization (Joint Commission on the Accreditation of Healthcare Organizations) or from a government body.

A statistical analysis if past compensation claims will throw light on some important information. There can be two types of information that can be drawn from this analysis:

Building an early warning system

Information about the main causes of compensation claims. This will result in taking a better look in those areas.

A stringent background on the experience and track record of visiting doctors should be carried out. This is because the medical facilities get entangled in compensation claims because of faults of visiting doctors. This is in compliance to corporate responsibility of the medical facility to its clients.

The medical facility should ensure that staff medical practitioners carry medical liability insurance against their names. In general due to prevalence of medical malpractice lawsuits it has been made legally binding to have medical malpractice lawsuits.

For a victim it is necessary that they consult a medical malpractice lawyer. A victim will require the testimonial of a medical practitioner validating his claim for malpractice. A resident of Atlanta should consult an .

If you are searching for a lawyer practicing personal injury, please visit the to get the required information.

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Types Of Claims Covered Under Medical Malpractice Insurance

In case you have suffered from a fraud due to medical misconduct, you might take help from medical malpractice insurance. Another reason for you to appreciate this is because there are many types of this kind of insurance.

In this article, let us discuss the main types of medical misconduct protection policies and their coverages.

Claims-Made Insurance Coverage: A claims-made insurance coverage for any kind of medical misconduct is specially designed to provide protection throughout the period in which the insurance is in force and active. Thus, if an individual is willing that his/her insurance claim will be accepted by one of the many medical malpractice insurance companies, the claim would be required to get filed during the period when the insurance coverage is active.

However, later, if a doctor, surgeon or any other medical personnel decides to switch to some other insurance policy or cancels the policy, the policy will be no longer be able to accept any future requests to claim the amount of the medical insurance, even if, the alleged neglect took place while the insurance was active.

Factually, the medical malpractice insurance rates Illinois for this type of policy are by and large more affordable than some of the alternative options since the period of insurance is limited and eliminates the potential of future liabilities.

Tail Insurance Coverage and Preceding Acts: The claims-made insurance coverage is usually taken out by the medical professional, tail insurance coverage provides some extra benefits. In case a medical personnel is willing to have some extra assurance over the liability coverage for such an insurance claim that might be reported after the relapse of the standard insurance term, then, this add-on protection is probably highly desirable. This add-on protection is termed as tail coverage. When this extra coverage is purchased elsewhere, tail insurance coverage is referred to as preceding acts coverage.

Occurrence Insurance Coverage: An occurrence medical misconduct protection coverage policy offers wider coverage option. In this type of insurance coverage, claim can be filed at any time, however, the incident must have took place when the insurance coverage was in force. Also, it is immaterial that whether a policy has been canceled or expired as it reports an act of negligence. Due to the wider insurance coverage and high malpractice insurance rates provided by occurrence insurance coverage, it often attracts the higher insurance rates of medical misconduct as compared to the coverage rates of claims-made policies.

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